SMS National Privacy Policy
We refer to the above website and all related websites as “sites” and to each of them as a “site.”
BUSINESS INFORMATION
We collect your business contact information, such as your full name and your business name, email address, telephone number, address and other work-related information you provide to us in the course of providing our Services to you or your organization.
We take your privacy and the protection of your personal information seriously. We will only store, process and disclose your personal information in accordance with applicable law. We will make it clear when we collect personal information and will explain what we intend to do with it. We do our best to protect your privacy through the appropriate use of information security measures.
WHAT INFORMATION WE COLLECT
1. INFORMATION YOU PROVIDE TO US DIRECTLY
SMS National may collect different information from or about you depending on the manner in which you use our sites or Services. The following examples are provided to help you better understand the information we may collect through your use of the sites or in the course of us providing our Services.
- For Individuals: We may collect, use, store and transfer different kinds of personal information about you, which we have grouped together as follows:
- Identity Information includes first name, middle initial, last name, date of birth, gender, race, Last 4 of Social Security number
- Contact Information includes personal mailing address, telephone number, email address
- Medical / Insurance / Employment Information includes physical characteristics/description, injury information, Claim Number, Employer, etc.
- Technical Information includes internet protocol (IP) address, geolocation. your login data, time zone setting and location (geocodes), auth0 logs, pages visited, pages viewed, events and page loads, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
- Profile Information includes your username and password, your preferences.
- Usage Information includes information about how you use our website, products and services.
2. COLLECTION OF TECHNICAL INFORMATION AND USAGE INFORMATION
When you access SMS National’s sites, we automatically collect certain information. This information may include without limitation: (a) technical information about your computer or Wireless Device, such as your IP address, geolocation information, device type, operating system type and version, unique device ID, browser, browser language, domain and other systems information or platform types (collectively “Technical Information”); and (b) usage statistics about your interaction with SMS National’s sites, including pages accessed, referring website address(es) time spent on pages, pages visited, search queries, click data, date and time and other information regarding your use of SMS National’s sites (collectively “Usage Information”).
This Technical Information and Usage Information, which may be linked to your personal information, is collected through the use of server logs and tracking technologies, including: (i) cookies, which are small pieces of code that websites send to your computer or Wireless Device to uniquely identify your browser or mobile device or to store information in your browser setting;
and (ii) web beacons, which are small objects that allow us to measure the actions of visitors using the SMS National’s sites. For more detailed information regarding how we use cookies and other technology, please review the additional information in our COOKIES POLICY.
I. HOW WE USE YOUR INFORMATION
We may use information about you for a number of purposes, including:
1. PROVIDING, IMPROVING AND DEVELOPING OUR SERVICES
- Providing SMS National’s Services, including completing the transaction for which the personal information was collected, such as processing your claims;
- Facilitating medical care and payment of medical claims
- Performing our contractual obligations with our customers;
- Maintaining and improving our Services, including performing safety and quality controls of the Services;
- Developing new Products and Services;
- Delivering the information and support you request;
- Improving, personalizing and facilitating your use of our Services
- Measuring, tracking and analyzing trends and usage in connection with your use or the performance of our Services.
2. COMMUNICATING WITH YOU ABOUT OUR SERVICES
- Fulfilling any other purpose disclosed to you in connection with our Services
- Contacting you to resolve disputes and provide assistance with our Services.
3. PROTECTING OUR SERVICES AND MAINTAINING A TRUSTED ENVIRONMENT
- Enforcing our Terms of Service or other applicable agreements or policies;
- Complying with any applicable laws or regulations, or in response to lawful requests for information from the government or through legal process;
V. THIRD-PARTY ADVERTISING AND ANALYTICS
We may use third-party service providers to provide site metrics and other analytics services. These third parties may use cookies, web beacons and other technologies to collect information, such as your IP address, identifiers associated with your device, other applications on your device, the browsers you use to access our sites and Services, webpages viewed, time spent on webpages, links clicked and conversion information (e.g., transactions entered into). This information may be used by SMS National and third-party service providers on behalf of SMS National to analyze and track usage of our sites and Services, to determine the popularity of certain content and to better understand how you use our sites and Services. The third-party service providers that we engage are bound by confidentiality obligations and other restrictions with respect to their use and collection of your information.
This Privacy Policy does not apply to, and we are not responsible for, third-party cookies, web beacons or other tracking technologies, which are covered by such third-parties’ privacy policies. For more information, we encourage you to check the privacy policies of these third-parties to learn about their privacy practices. For more information about targeted advertising specifically, please visit http://www.aboutads.info/choices.
VII. HOW LONG WE RETAIN YOUR INFORMATION
We generally retain your information as long as reasonably necessary to provide you the Services or to comply with applicable law and in accordance with our document retention policy. To determine the appropriate retention period for personal information, we consider the amount, nature and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means and the applicable legal requirements. We may retain copies of information about you and any transactions or Services you have used for a period of time that is consistent with applicable law, applicable statute of limitations or as we believe is reasonably necessary to comply with applicable law, regulation, legal process or governmental request, to detect or prevent fraud, to collect fees owed, to resolve disputes, to address problems with our Services, to assist with investigations, to enforce other applicable agreements or policies or to take any other actions consistent with applicable law.
In some circumstances we may anonymize your personal information (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely without further notice to you. This allows the specific information collected (name, email, address, phone number, etc.) to become anonymous, but allows SMS National to keep the transaction or engagement data. For example, SMS National will not be able to tell if John Smith registered for an event, but we will be able to tell that a person registered for an event and maintain headcount and transactional history. This will allow SMS National to maintain a level of information that helps us develop and improve our sites and Services.
VIII. CHILDREN’S ONLINE PRIVACY PROTECTION ACT (COPPA) COMPLIANCE AND RELATED INFORMATION
The Children’s Online Privacy and Protection Act (COPPA) regulates online collection of information from persons under the age of 13. It is our policy to refrain from knowingly collecting or maintaining personal information relating to any person under the age of 18. If you are under the age of 18, please do not supply any personal information through the sites. If you are under the age of 18 and have already provided personal information through the sites, please have your parent or guardian contact us immediately using the information provided under CONTACT US so that we can remove such information from our files.
IX. SECURITY
We take reasonable measures, including administrative, technical, and physical safeguards, to protect your information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. We hold information about you both at our own premises and with the assistance of third-party service providers. Further public disclosure here of our security measures could aid those who might attempt to circumvent those security measures. If you have additional questions regarding security, please feel free to contact us directly using the information provided under CONTACT US. To ensure that our employees comply with our privacy policies, we have developed a training program that provides all employees with the tools and knowledge to protect your personal information in all aspects of their work. Any employee who violates our privacy policies is subject to disciplinary action, including possible termination and civil and/or criminal prosecution.
X. CALIFORNIA CONSUMERS
The California Consumer Privacy Act (“CCPA”) permits residents of California to have the following additional rights. For more information, or if you have questions, you can contact us using the information provided under CONTACT US. For your protection, SMS National is required to collect certain information from you to verify your identity before we respond to any request submitted by you. The information you provide to verify your identity will only be used for verification purposes, and a record of your request, including certain information contained within it, will be maintained by SMS National for its files.
1. CALIFORNIA RESIDENTS HAVE THE RIGHT TO REQUEST SMS NATIONAL DISCLOSE WHAT INFORMATION IT COLLECTS, USES AND DISCLOSES
California residents have the right to request that SMS National disclose what personal information SMS National collects, uses and discloses about them. The general categories of personal information SMS National collects about California residents are listed above under WHAT INFORMATION WE COLLECT. If you are a California resident and would like to request the specific personal information that SMS National collects, uses and discloses about you, please use the information provided under CONTACT US.
2. CALIFORNIA RESIDENTS HAVE THE RIGHT TO REQUEST THE DELETION OF THEIR PERSONAL INFORMATION MAINTAINED BY SMS NATIONAL
California residents have the right to request that SMS National delete the personal information SMS National maintains about them. SMS National will make every effort to comply with California residents’ requests to delete their personal information, however, certain laws or other legal requirements might prevent some personal information from being deleted. If you are a California resident and would like to request the deletion of your personal information, please use the information provided under CONTACT US.
3. CALIFORNIA RESIDENTS HAVE THE RIGHT TO NON-DISCRIMINATION FOR THE EXERCISE OF THEIR PRIVACY RIGHTS UNDER THE CCPA
Under the CCPA, California residents have the right not to receive discriminatory treatment by SMS National for the exercise of their privacy rights. However, the exercise of certain privacy rights by California residents will make it so that SMS National is no longer able to provide those residents with certain services. For example, if, at the request of a California resident, SMS National deletes all of the California resident’s personal information that it maintains, SMS National will no longer be able to send marketing communications to that California resident.
4. CALIFORNIA RESIDENTS CAN DESIGNATE AN AUTHORIZED AGENT TO MAKE A REQUEST UNDER THE CCPA ON THEIR BEHALF
California residents can designate an authorized agent to make requests under the CCPA related to the residents’ personal information. SMS National can deny any request made by an agent who does not submit proof that he or she has been authorized by the California resident to act on the California resident’s behalf. For more information on submitting a request on behalf of a California resident as an authorized agent, you can fill out the data request form below in the XII. CONTACT US Section.
5. DO NOT TRACK
Do Not Track (“DNT”) is an optional browser setting that allows you to express your preferences regarding tracking across websites. Most modern web browsers give you the option to send a Do Not Track signal to the websites you visit, indicating that you do not wish to be tracked. However, there is no accepted standard for how a website should respond to this signal, so we do not take any action in response to this signal. SMS National does not have a mechanism in place to respond to DNT signals. Instead, in addition to publicly available third-party tools, we offer you the choices described in this Privacy Policy to manage the collection and use of information about you.
SMS National does track some activity across websites (including your search terms, the website you visited before you visited or used the Services and other clickstream data) and we may continue to collect information in the manner described in this Privacy Policy from web browsers that have enabled DNT signals or similar mechanisms.
XI. CHANGES TO THIS PRIVACY POLICY
This Privacy Policy may be revised from time to time as we add new features and Services, as laws change and as industry privacy and security best practices evolve. We display an effective date on this Privacy Policy at the top of this Privacy Policy so that it will be easier for you to know when there has been a change. If we make any material change to this Privacy Policy regarding use or disclosure of personal information, we will provide notice on our sites. Changes will apply to information collected after the change is effective. Please check this Privacy Policy periodically for changes. Small changes or changes that do not significantly affect individual privacy interests may be made at any time and without prior notice. Your use of the sites constitutes acceptance of the provisions of this Privacy Policy and your continued usage after such changes are posted constitutes acceptance of each revised Privacy Policy. If you do not agree to the terms of this Privacy Policy or any revised Privacy Policy, please exit the sites immediately. If you have any questions about this Privacy Policy, the practices of the sites or your dealings with the sites, you can contact us by using the information provided under the XII. CONTACT US Section below.
XII. CONTACT US
Please contact SMS National with any questions or concerns regarding this Privacy Policy.
Toll-Free Number: 800-404-9761
E-Mail Questions: info@smsnational.net
Mail Questions: SMS National | 280 Wekiva Springs Road Suite 3000 | Longwood, FL 32779
If you have any questions or concerns regarding our Privacy Policy, or if you believe our Privacy Policy or applicable laws relating to the protection of your personal information have not been respected, you may file a complaint with SMS National using the contact information listed above, and we will respond to let you know who will be handling your matter and when you can expect a further response. We may request additional details from you regarding your concerns and may need to engage or consult with other parties in order to investigate and address your issue. We may keep records of your request and any resolution.
VI. SOCIAL MEDIA
We may collect information from other sources, such as social media platforms that may share information about how you interact with our social media content. We do not control how your personal information is collected, stored or used by such third-party websites or to whom it is disclosed. You should review the privacy policies and settings on any social media website that you subscribe to so that you understand the information they collect and may be sharing. If you do not want your social media websites to share information about you, you must contact that website and determine whether it gives you the opportunity to opt-out of sharing such information. SMS National is not responsible for how these third-party websites may use information collected from or about you.
Further, our sites may include social media features, such as the Facebook Like button. Our integration of these features may allow third-party social media to collect certain information, such as your IP address and which page(s) you are visiting when using our sites and Services, and to set a cookie to enable that feature to function properly. Your interactions with these features are governed by the privacy policy of the company providing it.